Homeowners
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Flood Policy
Umbrella Policy
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No person, family or business expects or plans on being sued. However, if you are held legally liable in the event of injuries or property damage to another party, your underlying insurance limits could be exhausted very quickly, leaving you or your business with a judgment needing to be paid. The courts will turn to you for compensation.
Today courts are awarding larger amounts than ever. The best way to be prepared is by purchasing an umbrella policy. An umbrella policy provides coverage for legal fees and judgments (up to your policy limit) in the event of injury to another party.
You could be legally liable for a number of things. Several examples include:
- Auto accidents involving bodily injury or property damage to another party
- Home injuries such as a swimming pool accident, playground injuries or an accidental fall on your property. If you own a rental property your exposure increases greatly.
- Boat, golf car, jet-ski accidents.
- Libel, slander, or invasion of privacy.
Contact MacLeish Insurance Agency at 407-647-8000 and let us help you prepare in the event of a lawsuit.
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